Employment Practices Liability Insurance (EPL)

Protect Your Veterinary Practice from Employee-Related Claims
Employment Practices Liability (EPL) Insurance for Veterinarians

One Wrong Word Could Lead to a Lawsuit

EPL Insurance protects your practice from employee claims—whether you’re right or wrong.

Protect Your Team & Your Business

Why EPL Matters in Veterinary Practices
Today’s Workplace Risks Go Beyond Medicine
Veterinary practices are not immune to HR-related claims. In fact, small businesses like yours are increasingly targeted in lawsuits involving:

  • Wrongful termination
  • Discrimination (race, gender, age, etc.)
  • Sexual harassment
  • Retaliation
  • Hostile work environment
  • Failure to promote
  • Wage & hour violations

Even unfounded allegations can cost your practice tens of thousands in legal defense and damage your reputation.

What EPL Insurance Typically Covers
Key Coverages in a Standard EPL Policy:

✔ Legal defense costs—even if you win
✔ Settlements and judgments
✔ Allegations from current, former, or even prospective employees
✔ Claims made by part-time, seasonal, or contract workers
✔ Coverage for owners, managers, and HR staff
✔ Option to include third-party liability (claims made by vendors or clients)

Real-World Example

What Could Go Wrong?
A veterinary assistant alleges she was overlooked for promotion due to her age and files a discrimination claim with the EEOC. Even though your practice followed the correct process, the legal fees exceed $40,000 before the case is dismissed. Your EPL policy? It covers the full defense cost.

Why Veterinarians Choose VISC
The VISC Advantage

We only insure veterinarians—so we understand your team dynamics
We know that your staff is the backbone of your practice
We offer EPL policies that integrate with your overall commercial insurance plan
We partner with carriers who provide HR tools, training, and legal guidance

You care for animals—we help you care for your team.
Let’s Safeguard Your People and Your Practice

Whether you have two or twenty employees, EPL coverage is a smart investment. Let’s make sure you’re protected.

Request a Free Coverage Review:
email: info@visc-ins.com or call: 916-922-2260