Disability & Long Term Insurance

Veterinary Insurance Services Company (VISC) offers quality individual long term and disability insurance exclusively to CVMA members.

Disability Income Insurance – help protect your ability to pay your bills and save for retirement in the event you are not able to work due to an accident or illness.

  • Exclusive 15% discount for CVMA members for the life of the policy
  • Two own occupation definitions of disability
  • Competitive rates
  • Guaranteed level premiums

Business Overhead Expense Insurance – if you are a practice owner and are concerned that your practice may not be able to keep up with operating expenses in the event you are not able to practice due to an accident or illness.

  • Exclusive 15% discount for CVMA members for the life of the policy
  • Can help reimburse your practice for regular reoccurring practice operating expenses including rent, staff salaries, utilities, etc.
  • Competitive rates
  • Guaranteed level premiums

Long-Term Care Insurance or Life Insurance with Long-Term Care Rider

Allow VISC and our partners at Capstone Financial to assist you with your life and disability insurance needs. Capstone Financial is an independent advisory firm that specializes in helping individuals and businesses in the California Veterinary community secure high-quality and cost-effective life and disability insurance.

John Carmichael
Life, Disability, and Long Term Care Specialist
(916) 847-9917
Email: jcarmichael@capstonefinancial.net
Lic# 0F14121
Capstone Financial

For more information, call VISC at 888.762.3143 for a free consultation.