Commercial

Commercial Insurance Tailored for Veterinary Practices

At Veterinary Insurance Services Company (VISC), we specialize exclusively in providing comprehensive, customized commercial insurance solutions designed for the unique risks faced by veterinary professionals.

Our programs go far beyond basic coverage. Each policy is carefully tailored to the operational, legal, and financial realities of running a veterinary practice. We offer exclusive coverage enhancements and broader protections that are rarely available through standard insurance carriers.

As the only insurance brokerage endorsed by the California Veterinary Medical Association (CVMA), our clients benefit from competitive pricing, specialized underwriting, and the peace of mind that comes from working with experts who truly understand your profession.

Specialized Coverage Options Include:

• Veterinary Hospital Business Package – Property Coverage
  Protects your building, equipment, medical tools, and inventory from damage, theft, and other covered losses.
• Veterinary Hospital Business Package – Liability Coverage
  Covers general liability exposures including bodily injury, property damage, and incidents that occur on your premises.
• Veterinary Hospital Business Package Optional Enhancements
  Customizable add-ons tailored to your operations, such as equipment breakdown, employee dishonesty, cyber liability, and animal bailee.
• Commercial Automobile
  Coverage for Mobile operations, vehicle build outs, hired, or non-owned vehicles used for business operations
• Commercial Umbrella Liability
  Additional liability protection that extends above and beyond your primary policies—critical in today’s litigious environment.

• ERISA Bonds
  Veterinary practice owners who offer employee benefit plans—such as 401(k)s or profit-sharing plans—carry an important fiduciary responsibility. Under the Employee Retirement Income Security Act (ERISA), those who manage these plans or handle funds are required to be bonded. This is where ERISA bonds come in
  • Cyber Liability Insurance
    This is a commercial insurance policy that protects your veterinary practice against financial losses resulting from data breaches, cyberattacks, and other technology-related risks.

Why Choose VISC for Your Commercial Coverage?

✅ Exclusively focused on veterinarians
✅ Custom-tailored coverage to your practice’s needs
✅ Responsive, personalized service from veterinary insurance experts
✅ Access to top-rated insurance carriers

Let’s Talk About Protecting Your Practice
Whether you own a single-location clinic or operate multiple facilities, VISC has the experience, tools, and coverage options to protect what you’ve built.

Request a Coverage Review
info@visc-ins.com
916-922-2260