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Art Cruz, CIC

Art began his insurance career in 1977 with the CVMA’s endorsed insurance carrier. He became a licensed insurance broker in 1983, specializing in insuring CVMA members. Art has served on the board of the Animal Health Foundation. He holds the CIC designation and is California Certified in the Affordable Care Act. He joined VISC in 2007. He enjoys the personal client relationships and working with an unparalleled professional, caring, and passionate staff.

Alexis Phan

Alexis began her insurance career in 2001 as an intern at a small independent insurance agency, and shortly after, obtained her producer license. She entered CVMA’s endorsed veterinary insurance program in 2008, and joined the VISC team in 2014, where she served as a Senior Account Manager for over 10 years prior to her transition to Sales Executive. Alexis holds the CISR designation and is licensed in California, Arizona, Colorado, Nevada, Utah, and Washington. She enjoys each new opportunity to educate clients, helping to make sound decisions in protecting their livelihoods and futures.

Alexis enjoys spending her spare time outdoors, crafting amigurumis for loved ones, and volunteering for community organizations and causes.

Edgar Velasquez

Edgar Velasquez is a Sacramento native and began his career in the insurance industry in 2009. He has worked in the employee benefits insurance space for nearly 15 years, gaining knowledge and expertise along the way. For many years he was in a supportive Account Management role at a major TPA and managed the employee benefits for large hospitals and executive firms throughout California and the east coast. Edgar was hired as the Employee Benefits Account Executive at VISC in July of 2024 where he leads the growth and retention of new business. Networking and making new connections is important to Edgar as he is known to keep and nurture long term relationships.

John Carmichael

John Carmichael is a Senior Associate with Capstone Financial Group and is the Disability and Long-Term Care Insurance Specialist for the CVMA/VISC. John is well known for his focus on client education and holistic approach to coordinating wealth strategies such as insurance, tax and estate planning.

John works with the California veterinary community, small business owners, baby boomers planning for retirement. He understands the ongoing challenge of balancing your practice or business with family life.

CA insurance license 0F14121