Employment Practices Liability Insurance (EPL)

The CVMA group EPL program protects employers against employment related claims including wrongful termination, discrimination, harassment, failure to promote or hire, and retaliation. Third-party liability and wage and hour defense coverage is also available as an option.

VISC has employment practices liability insurance (EPL) products, which provide affordable coverage to protect practices against the escalation in employment-related lawsuits. Included in the special coverages “tailored to the needs of the veterinary community” are: 

  • Broad definition of “named insured”, includes the entity and its owners and employees
  • Third Party and Independent Contractor coverage
  • Prior acts coverage
  • Wage and hour defense